Gold Loan Education Centre

PAMPA NIDHI LIMITED

Understand before you borrow.

Use these topics to guide your discussion with the branch team.

  • What is a gold loan?
  • Understanding gold purity
  • Gross weight versus net weight
  • How valuation works
  • Interest, charges and total repayment
  • Loan tenure and repayment obligations
  • Gold custody arrangements
  • Loan closure and jewellery release
  • Consequences of default
  • Responsible borrowing

Have a question about gold loans?